Sterling Bank Graduate Trainee Past Questions and Answers PDF 2026

Did you submit application for the 2026 Sterling Bank Graduate Trainee program and have been shortlisted for an online aptitude test? If yes, you’re doing great already. All you need now is a proper preparation to secure this opportunity.

One of the best resources to help you achieve this is the Sterling Bank Graduate Trainee past questions and answers PDF. It will reveal the exam format, question structure, subject areas to expect and how best to position yourself to ensure high score.

Overview of the Graduate Trainee Program

The Sterling Bank Graduate Trainee program is orchestrated as a means to cultivate young, innovative Nigerian talents and present them with the right opportunity that foster personal/career growth.

The program focuses on Health, Education, Agriculture, Renewable Energy and Transportation etc. To join, candidate must have at least a second class lower, completed National Youth Service Corps (NYSC) and not exceed 26 years of age.

As part of the section process, candidates would write a compulsory aptitude test and only those who pass will proceed to the next stage.

Features of Sterling Bank Graduate Trainee Past Questions

The past questions in accordance to the aptitude test focuses on the following areas:

• Numerical Reasoning
• Verbal Reasoning
• Logical/Abstract Reasoning
• Situational Judgement / Personality
• General Banking Awareness/Current Affairs etc.

Format: It has been neatly arranged and compiled into a Portable Document Format (PDF).

Years Covered: The past questions covers from 2019 to 2025.

Delivery: It will be sent to you as PDF via email or WhatsApp within five (5) minutes of successful payment.

Practice: You can easily practice the past questions PDF using your mobile phone, iPad, laptop or print out the hard copy.

Explanation of the Test Areas

1. Quantitative / Numerical Reasoning: This section of the test aims to access candidates’ cognitive ability and comprehension of data set interpretation, word problems, business math and basic arithmetic.
2. Verbal Reasoning: This section simply examines candidate’s understanding of English language through reading comprehension, critical reasoning, vocabulary, grammar and word analogies etc.
3. Logical/Abstract Reasoning: This tests your IQ on another level. It specifically examines ability to recognize pattern, odd one out, number and letter series etc.
4. General Knowledge and Current Affairs: As the name implies, it examines your understanding of Banking and finance, sterling bank goals, objects, history and general bank terminologies etc.

How to Download Sterling Bank Graduate Trainee Past Questions

To access the original and comprehensive copy of the Sterling Bank Graduate Trainee past questions and answers, simply navigate to the beginning of this page and click the “get past questions” button.

Follow through the instructions given to complete payment and immediately you will be able to download the past questions.

If you encounter any challenge, do not hesitate to reach out to our sales representative using the WhatsApp chat icon or phone number displayed on the screen.

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• Globus Bank Recruitment Past Questions and Answers 2026 (PDF Download)

Sample of Sterling Bank Graduate Trainee Past Questions

Question 1: A bank of Sterling Bank records a total of ₦18.5 million deposits in January and about ₦22.2 million in February. Calculate the deposit increase in percentage.

1. 15%
2. 18%
3. 20%
4. 22%

The correct answer is C (20%)

Question 2: If a customer borrows ₦2,500,000 for business and is charged an annual interest of 12%. How much should the customer refund after 18 months?

1. ₦2,800,000
2. ₦2,850,000
3. ₦2,950,000
4. ₦3,000,000

The correct answer is B (₦2,950,000)

Question 3: In banking, the major reason for Know Your Customer (KYC) refers to?

1. A system for calculating bank profits
2. It enables the bank validate customer identity and fosters a better customer relationships for risk and compliance purposes
3. A method of determining loan interest rates
4. A system used only for corporate customers

The correct answer is B

Question 4: The institution vested with the power and responsibility to regulate Nigeria banking system is known as?

1. Nigerian Deposit Insurance Corporation
2. Central Bank of Nigeria
3. Securities and Exchange Commission
4. Federal Inland Revenue Service

The correct answer is B

Question 5: If five (5) candidates with name initial K, L, M, N and O are invited for interviews.

K is before M.

N is immediately after L.

O is before K.

What should then be the correct order of interview?

1. K, O, L, N, M
2. O, K, L, N, M
3. L, N, M, O, K
4. O, L, N, M, K

The correct answer is B. O, K, L, N, M